WELCOME

Please choose which products you would like to open.  You may select as many products as you wish. 

Savings
Most Popular

Personal High Interest Savings Account test

2.10%

  Rate

Enjoy our highest variable saving rate, with the freedom to access your money whenever you need. Interest is calculated on your minimum monthly balance and paid annually on December 31.

Earn interest from dollar one
Competitive interest rate
first monthly withdrawal free
2.10%

  Rate

Most Popular

Daily Growth Savings Account

1.00%

Enjoy high interest savings for your mid-month deposits and earn interest no matter the balance in the account. Interest is calculated daily and paid on the last day of the month.

Earn interest from dollar one
Competitive interest rate
first monthly withdrawal free
1.00%
Most Popular

Personal Monthly Savings Account

1.20%

Save for a short-term financial goal by earning monthly interest that is paid at the end of each month.

Earn interest from dollar one
Competitive interest rate
First monthly withdrawal free
1.20%
Most Popular

Promotional Daily Growth Savings Account

4.60%

Limited-time offer, earn 4.60% for 4 months when you open a promotional Daily Growth Savings Account. Available on new deposits up to $250,000. Balances over $250,000, including any interest earned and paid during the promotional period, will earn the posted base rate applicatble at that time. Interest is calculated daily and paid on the last day of the month.

Competitive Interest Rate
Earn interest from Dollar one
First Monthly withdrawal Free
4.60%
Chequing
Most Popular

Standard Pack Chequing

$0.00

  Per Month

Pay for the debits, transfers, and withdrawals you make — not the ones you don't. Skip the account fees with a pay-as-you-go account.

INTERAC® Direct Payments
Access to Digital Banking and CU BY PHONE®
Pre-authorized debit

$0.00

  Per Month

Most Popular

Value Pack Chequing

$8.95

  Per Month

An affordable, low-fee option if you're only making the occasional transaction with your account.

5 free Interac e-Transfer® per month
Access to Digital Banking and CU BY PHONE®
Pre-authorized debit

$8.95

  Per Month

Most Popular

Classic Pack Chequing

$15.50

  Per Month

Our premium chequing account, with an unlimited number of transactions for a set monthly fee.

10 free Interac e-Transfer® per month
Access to Digital Banking and CU BY PHONE®
Pre-authorized debit

$15.50

  Per Month

Most Popular

E-Pack Chequing

$5.00

  Per Month

Our lowest fee account, for those who primarily bank online. An affordable option if you bank mostly online, but still make a few transactions each week.

5 free Interac e-Transfer® per month
Access to Digital Banking and CU BY PHONE®
Pre-authorized debit

$5.00

  Per Month

Investments
Most Popular

GIC

3.55% - 3.85%

  Rate

A product that allows you to deposit money for a fixed length of time at a guaranteed rate of interest. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

Competitive interest rate
Minimum deposit of $500
Available in 1-5 year terms
Term
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

3.55% - 3.85%

  Rate

RSP
Most Popular

Retirement Savings Plan (Variable)

2.50%

  Rate

Used for retirement savings, and for members who want to reduce their taxable income at time of contribution.

Note: If this is a joint application, the account will only be opened for the primary applicant.

tax sheltered until withdrawn
competitive interest rates
annual interest payments
Plan Type
Note: For spousal RSP applications, we need some basic information from the contributor (below). The spouse (annuitant) will need to complete the remainder of the application.
Contributor Date of Birth
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Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

2.50%

  Rate

Most Popular

Retirement Savings Plan GIC

3.55% - 3.85%

  Rate

​​​​​​Choose a term length that works for you, and earn a guaranteed rate of return. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

Note: If this is a joint application, the account will only be opened for the primary applicant.

Competitive interest rate
Minimum deposit of $500
Available in 1-5 year terms
Do you have an existing retirement savings plan with SCU?
Will this contribution be made to your existing plan?

* Note that your beneficiaries established on your existing plan will also apply to this account. If you wish to change your beneficiaries, you will need to visit your local branch following the processing of your application

Plan Type
Note: For spousal RSP applications, we need some basic information from the contributor (below). The spouse (annuitant) will need to complete the remainder of the application.
Contributor Date of Birth
keyboard_arrow_down
  • -- Select --
  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
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  • 1
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  • 19
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  • 28
  • 29
  • 30
  • 31
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  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2008
  • 2007
  • 2006
  • 2005
  • 2004
  • 2003
  • 2002
  • 2001
  • 2000
  • 1999
  • 1998
  • 1997
  • 1996
  • 1995
  • 1994
  • 1993
  • 1992
  • 1991
  • 1990
  • 1989
  • 1988
  • 1987
  • 1986
  • 1985
  • 1984
  • 1983
  • 1982
  • 1981
  • 1980
  • 1979
  • 1978
  • 1977
  • 1976
  • 1975
  • 1974
  • 1973
  • 1972
  • 1971
  • 1970
  • 1969
  • 1968
  • 1967
  • 1966
  • 1965
  • 1964
  • 1963
  • 1962
  • 1961
  • 1960
  • 1959
  • 1958
  • 1957
  • 1956
  • 1955
  • 1954
  • 1953
  • 1952
  • 1951
  • 1950
  • 1949
  • 1948
  • 1947
  • 1946
  • 1945
  • 1944
  • 1943
  • 1942
  • 1941
  • 1940
  • 1939
  • 1938
  • 1937
  • 1936
  • 1935
  • 1934
  • 1933
  • 1932
  • 1931
  • 1930
  • 1929
  • 1928
  • 1927
  • 1926
  • 1925
  • 1924
  • 1923
  • 1922
  • 1921
  • 1920
  • 1919
  • 1918
  • 1917
  • 1916
  • 1915
  • 1914
  • 1913
  • 1912
  • 1911
  • 1910
  • 1909
  • 1908
  • 1907
  • 1906
  • 1905
  • 1904
  • 1903
  • 1902
  • 1901
  • 1900
  • 1899
  • 1898
  • 1897
  • 1896
  • 1895
  • 1894
  • 1893
  • 1892
  • 1891
  • 1890
  • 1889
  • 1888
  • 1887
  • 1886
  • 1885
  • 1884
  • 1883
  • 1882
  • 1881
  • 1880
  • 1879
  • 1878
  • 1877
  • 1876
  • 1875
  • 1874
  • 1873
  • 1872
  • 1871
  • 1870
  • 1869
  • 1868
  • 1867
  • 1866
  • 1865
  • 1864
  • 1863
  • 1862
  • 1861
  • 1860
  • 1859
  • 1858
  • 1857
  • 1856
  • 1855
  • 1854
  • 1853
  • 1852
  • 1851
  • 1850
  • 1849
  • 1848
  • 1847
  • 1846
  • 1845
  • 1844
  • 1843
  • 1842
  • 1841
  • 1840
  • 1839
  • 1838
  • 1837
  • 1836
  • 1835
  • 1834
  • 1833
  • 1832
  • 1831
  • 1830
  • 1829
  • 1828
  • 1827
  • 1826
Term
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

3.55% - 3.85%

  Rate

TFSA
Most Popular

Tax-Free Savings Account (TFSA)

2.60%

  Rate

A flexible, general purpose savings vehicle that allows members to earn tax-free investment income.

Note: If this is a joint application, the account will only be opened for the primary applicant.

competitive interest rates
interest is tax free
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

2.60%

  Rate

Most Popular

TFSA GIC

3.55% - 3.85%

  Rate

Choose a term length that works for you, and earn a guaranteed rate of return. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

Note: If this is a joint application, the account will only be opened for the primary applicant.
 

Competitive interest rate
Minimum deposit of $500
Available in 1-5 year terms
Do you have an existing tax-free savings account plan with SCU?
Will this contribution be made to your existing plan?

* Note that your beneficiaries established on your existing plan will also apply to this account. If you wish to change your beneficiaries, you will need to visit your local branch following the processing of your application

Term
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

3.55% - 3.85%

  Rate

FHSA
Most Popular

First Home Savings Account (FHSA) Variable

2.25%

  Rate

A registered variable-rate savings account that offers a competitive interest rate and allows prospective home buyers to contribute up to $40,000 toward the purchase of their first home. 

Note: If this is a joint application, the account will only be opened for the primary applicant.

Competitive interest rates
Interest is tax free
Tax deductible
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

2.25%

  Rate

Most Popular

First Home Savings Account (FHSA) GIC

3.55% - 3.85

  Rate

A registered Guaranteed Investment Certificate (GIC) account that allows members to choose a term length and earn a guaranteed rate of return. Prospective home buyers can contribute up to $40,000 toward the purchase of their first home.

Note: If this is a joint application, the account will only be opened for the primary applicant.
 

Competitive interest rates
Interest is tax free
Tax deductible
Available in 1 – 5 year terms
Do you have an existing first home savings account plan with SCU?
Will this contribution be made to your existing plan?

* Note that your beneficiaries established on your existing plan will also apply to this account. If you wish to change your beneficiaries, you will need to visit your local branch following the processing of your application

Term
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

3.55% - 3.85

  Rate

e-Loan
Most Popular

e-Loan

Starting at 11.48%

  Rate

Our e-Loan offers a seamless online approval process for members looking to borrow $15,000 or less.

This product is available exclusively to existing members of Steinbach Credit Union. Applicants must be residents of Manitoba and must have physically verified their ID at any of our branches prior to the time of application.

If you do not meet the above eligibility criteria, please book an appointment here to meet with our lending specialist or call us at 1.800.728.6440.

 

Simplified Approval Process
Flexible Repayment Plans
No Pre-payment Penalty
How much would you like to apply for?

*up to $1

Term
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  • -- Select --
  • 1 Year
  • 2 Years
  • 3 Years
  • 4 Years
  • 5 Years
  • 6 Years
Payment Frequency
keyboard_arrow_down
  • -- Select --
  • Accelerated Weekly
  • Weekly
  • Bi-Weekly
  • Accelerated Bi-Weekly
  • Semi-Monthly
  • Monthly
Do you have an existing membership with SCU?

Note: As a new member, you'll need to open a savings account to accompany this product. Your savings account is needed to move funds into and out of your account. Don't worry, we'll keep it simple for you and automatically add this to your application. 

Protect your family from the changes life can bring. Later in this process, you’ll have a chance to add affordable optional loan insurance* to help protect your family’s lifestyle by paying off your remaining loan balance in the event of death or critical illness or paying your loan payments in the event of disability.

*Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. Coverages offered will vary by credit union.

Starting at 11.48%

  Rate